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$419,999
5 Beds ⋅ 4.1 Baths ⋅ 10653861 MLS

211 Claremont Avenue, Hampton West
$250,000
3 Beds ⋅ 2 Baths ⋅ 10653923 MLS
Charming Cape Cod located in the desirable Beaconsdale neighborhood! Priced to sell and being offered as-is, this 3-bedroom, 2-bath home is full of potential. The spacious family room features cozy gas logs, hardwood floors, creating an inviting space to relax or entertain. The flexible floor plan offers one bedroom on the main level and two bedrooms upstairs. Outside, enjoy a welcoming front porch, side deck area, large backyard, and storage shed. An attached carport provides convenient covered parking. With its classic Cape Cod charm, generous outdoor space, and sought-after location, this home is a wonderful opportunity for buyers looking to add their own personal touches.

33 Davis Ave, Newport News Midtown East
$2,700,000
4 Beds ⋅ 3.1 Baths ⋅ 10652583 MLS
An adorable three story deatached single family beach cottage located on the highly sought after Ocean Front Avenue at the North End of Virginia Beach! This charming coastal home features four bedrooms, three and a half baths, and three levels of decks perfect for enjoying the ocean breeze. Gorgeous ocean views can be enjoyed from the expansive upper-level decks, creating the perfect setting for entertaining and gathering. Make this special home your own and enjoy everything the North End lifestyle has to offer -across the street from the beach. Please see the feature sheet for a complete list of the home's features. Contact the listing agent to schedule a private showing - this one won't last!

6109 Ocean Front Avenue, Northeast Virginia Beach
$349,235
3 Beds ⋅ 3 Baths ⋅ CVR-2625405 MLS
Don't miss your chance to own one of the final Tessa Townhome-Style Condos with Private Garages in Coalfield Station! This interior unit offers 3 bedrooms, 2.5 bath and a stunning Gourmet Kitchen in the last building of the community, this home combines modern style, low-maintenance living, and a limited opportunity to be part of this sought-after neighborhood. Anticipated completion Feb/Mar 2027— secure your new home now!

301 Brattice Drive, Midlothian
$107,700
CVR-2625404 MLS
Ready to build! This cleared 1.5-acre parcel offers a great opportunity to bring your plans and get started. Soil work has already been completed, and a private lane is in place, taking some of the upfront work out of the building process. Enjoy a private setting while still being conveniently located. Five parcels are currently available, offering options for builders, investors, or buyers looking to build their dream home. Don't miss this opportunity to secure a build-ready lot in a great location!

10674 Cross County Road, Mineral
$549,500
4 Beds ⋅ 3 Baths ⋅ CVR-2621692 MLS
** Beautiful 4 Bedroom 2 story Colonial 2512 SQ' per county ** Lot Size is 2.89 Acres mix of Open area and Trees in a nice country setting, Fenced 1.75ac.for Pets!! ** Hardwood floors down ** Living Room-Library ** Huge Family Room with gas Fireplace ready to set-up ** Dining area adjoining Kitchen, Electric Cooking ** Refrigerator side by side remains ** 4 Bedrooms up ** including Huge Bonus room over garage ** primary bath has Glass Shower, Double Sink, Linen Closet, Huge Tub ** UTILITY room with Washer and Dryer remaining ** Attached Freshly Painted 2 Car Garage, Great storage shelving, Work Bench and Wash Sink ** Wide Paved driveway ** Basketball goal remains; also the Vinyl Refuse containers ** Central Air Heat Pump with 2 Zone Systems with one newly installed and the other about 4-5 years old per owner !! ** Rear Deck 18’ x 12’ ** Beautiful View of Nature ** above round garden boxes for convenience ** Fresh paint inside, MOVE-IN Ready!! ** Pressure washed exterior and HUGE REAR Deck ** Close to South Anna Elem. ** AND MINUTES FROM THE WEST END OF RICHMOND

13428 Canterbury Road, Montpelier
$435,000
3 Beds ⋅ 2 Baths ⋅ CVR-2625391 MLS
Welcome to easy, low-maintenance living at 7436 E Danube Loop in New Kent’s desirable 55+ active-adult community! This beautifully maintained, one-level home offers 3 bedrooms, 2 full baths and an attached 2-car garage, with thoughtful upgrades that make it truly move-in ready. Step inside to find attractive LVP flooring throughout the entire home—no carpet! The open floor plan provides a natural flow between the spacious great room, dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features beautiful quartz countertops, a large center island, walk-in pantry and plenty of workspace and storage. The primary suite offers a private retreat with an en-suite bath, double vanity and generous walk-in closet. Two additional bedrooms provide plenty of flexibility for guests, a home office, den or hobby room. Extend your living space outdoors on the screened-in porch, a wonderful spot for morning coffee, relaxing or entertaining friends. The adjoining patio provides even more space to enjoy the outdoors. A whole-house generator adds extra comfort and peace of mind, while the one-level design makes everyday living convenient and comfortable. Enjoy the active-adult lifestyle with community amenities including 2 clubhouse's, 2 swimming pools with a lazy river and recreational facilities. Conveniently located near I-64 with easy access to Richmond and Williamsburg, plus nearby golf, wineries and all that New Kent has to offer. Move-in ready, beautifully upgraded and designed for easy living—come see what makes 7436 E Danube Loop a wonderful place to call home!

7436 E Danube Loop, New Kent
$341,090
2 Beds ⋅ 3 Baths ⋅ CVR-2625403 MLS
Don't miss your chance to own one of the final Tessa Townhome-Style Condos with Private Garages in Coalfield Station! This interior unit offers 2 bedrooms, 2.5 bath and a spacious flex room with a balcony! Situated in the last building of the community, this home combines modern style, low-maintenance living, and a limited opportunity to be part of this sought-after neighborhood. Anticipated completion Feb/Mar 2027— secure your new home now!

261 Brattice Drive, Midlothian
$484,900
4 Beds ⋅ 3.1 Baths ⋅ 10653922 MLS
Welcome to this charming Colonial home offering approximately 1,930 sq. ft. with 4 bedrooms and 3.5 baths. The inviting layout provides comfortable living spaces with plenty of room for everyday living and entertaining. Enjoy outdoor living in the fenced backyard, complete with a spacious deck, gazebo, and inground pool with a pool house - creating the perfect setting for summer gatherings, relaxation, and making lasting memories. This home combines classic Colonial charm with an exceptional outdoor retreat! Schedule your showing today!

4216 Westchester Circle, South Central 1 Virginia Beach
$348,580
2 Beds ⋅ 3 Baths ⋅ CVR-2625399 MLS
Don't miss your chance to own one of the final Tessa Townhome-Style Condos with Private Garages in Coalfield Station! This interior unit offers 2 bedrooms, 2.5 bath, a spacious flex room, a stunning Gourmet Kitchen, and a warm fireplace that creates the perfect gathering space. Situated in the last building of the community, this home combines modern style, low-maintenance living, and a limited opportunity to be part of this sought-after neighborhood. Anticipated completion Feb/Mar 2027— secure your new home now

257 Brattice Drive, Midlothian
$1,495,000
4 Beds ⋅ 3.1 Baths ⋅ 10653885 MLS
New construction underway in Shadowlawn! Thoughtfully designed 4BR, 3.5BA home features an open kitchen & great room, formal dining & living rooms, 2-car garage, rear Trex deck & spacious 2nd-floor primary suite. Approx. 15-minute walk to the beach! Quality finishes throughout include Hardie Plank board & batten siding, 10' 1st-floor ceilings, LVP flooring, oak stairs & oversized crown molding. Kitchen features quartz countertops, all-wood 42" soft-close cabinetry, wall oven/microwave, gas range, range hood, beverage cooler & refrigerator. Primary suite includes custom closet shelving, freestanding tub & floor-mount waterfall faucet. LED fireplaces in great room & primary BR. Energy-efficient features include 2-zone dual-fuel HVAC, 2 tankless gas water heaters, R-50 ceiling insulation & Low-E windows. Bermuda sod & irrigation plus 10-year structural warranty. Exceptional opportunity to own a brand-new home in Shadowlawn!

528 Maryland Avenue, Northeast Virginia Beach
$475,000
3 Beds ⋅ 2.1 Baths ⋅ 10653846 MLS
Fantastic home in need of TLC and priced accordingly. You will love this home with a fantastic floor plan. Hardwood flooring on the first floor. Welcoming foyer, Living with cozy fireplace and built in bookcases open to the the dining room for easy flow and entertaining, renovated kitchen with plenty of cabinets open to the family room. The second floor has three spacious bedrooms + large utility room that was previously a 4th bedroom. Primary suite on the back of the house with ensuite bathroom. Basement for plenty of storage. Covered front porch. Gas hot water heater in 2019.

635 Virginia Avenue, West Norfolk
$693,000
4 Beds ⋅ 3.1 Baths ⋅ 10652863 MLS
Welcome to the Preston Arbor neighborhood of Coventry Homes. This one owner, Wayne Harbin built home features three en-suites including one on the first floor. Spacious formal rooms abound with hardwood floors to include the kitchen and breakfast bar. Great opportunity to add a personal touch with your vision of painting & flooring. This spacious lot includes two car side loading garage, rear deck and fencing. Updated exterior work has recently been completed. Great location in York Co. with access to shopping, interstate and major hubs.

411 Honeysuckle Lane, York County South
$429,990
3 Beds ⋅ 4 Baths ⋅ CVR-2625271 MLS
Set among mature trees in Henrico County's scenic East End, Arcadia has quickly become one of Richmond's most sought-after new addresses—combining resort-caliber amenities with a location that puts the whole city within easy reach. The Townes at Arcadia presents The Turner, a striking three-bedroom townhome with two full baths and two half baths, complete with a rare rear-entry two-car garage and a thoughtfully designed three-level floor plan built around real-life living. On the entry level, a flexible office with EVP flooring awaits—well-suited to working from home or a peaceful reading nook—alongside a handy powder room for visitors. Climb to the main level, where the kitchen with quartz countertop, breakfast area, and generous family room come together in one open, welcoming space made for both daily routines and lively get-togethers. From the family room, step right out onto the rear deck for effortless indoor-outdoor enjoyment. The top floor houses a roomy primary suite with a luxury bath, a private haven at day's end, alongside bedrooms two and three, which share a full hall bath. Life at The Townes at Arcadia comes with lawn care, trash pick-up, and limited exterior upkeep taken care of, along with full use of the community clubhouse, pool, trails, and shared green spaces—mere steps from Dorey Park and the Virginia Capital Trail, and within easy reach of downtown Richmond and Richmond International Airport. This home is currently UNDER CONSTRUCTION with floor plan and design selections already finalized.

2401 Flora Boulevard, Henrico
$429,990
4 Beds ⋅ 4 Baths ⋅ CVR-2624914 MLS
Wrapped in mature trees in the scenic East End of Henrico County, Arcadia emerges as one of Richmond's most exciting new addresses — bringing resort-style amenities together with a location that keeps you close to everything the city has to offer. The Townes at Arcadia showcases The Turner, an impressive four-bedroom, three-and-a-half-bath townhome offering a rare rear-entry two-car garage and a flexible three-level layout designed around the way you truly live. The entry level welcomes you with a private carpeted guest suite, well-suited for visitors or extended stays. Head up to the heart of the home, where the open living area brings together the kitchen with quartz counters, the breakfast area, and the spacious family room with a ceiling fan in one natural, easy flow — great for everyday living and entertaining alike. On the third floor, a generous primary suite with a luxury bath provides a true sanctuary, joined by bedrooms two and three, which share a full hall bath — offering a comfortable, private retreat at day's end. Residents of The Townes at Arcadia enjoy included lawn maintenance, trash pick-up, and limited exterior upkeep, along with full access to the community's clubhouse, pool, trails, and common areas — just steps from Dorey Park and the Virginia Capital Trail, with convenient access to downtown Richmond and Richmond International Airport. This home is currently UNDER CONSTRUCTION with floor plan and design selections already finalized.

2415 Flora Boulevard, Henrico
$259,900
4 Beds ⋅ 2 Baths ⋅ 10653670 MLS
Opportunity is knocking in Chesapeake! This fixer-upper is full of potential and ready for an investor, renovator, or buyer looking to create something special. With the right vision and improvements, this home could be transformed into an impressive primary residence, profitable investment, or standout renovation project. Whether you're looking for your next flip, rental, or a property you can customize from the ground up, this one offers the space and upside to make it happen. Bring your ideas, your contractor, and unlock the potential! Images have been digitally altered. Property will not pass traditional financing.

3105 Kenelm Drive, South Chesapeake
$369,000
3 Beds ⋅ 2 Baths ⋅ CVR-2625185 MLS
Rare Earlysville Opportunity! One-owner Earlysville home situated on2 fully cleared acres with frontage on both Buffalo River Rd. and Frays Mountain Rd. Approximately 15 minutes to Charlottesville. The main level offers 1,158 SF with 2 bedrooms and 1 full bath, updated kitchen, LVP flooring, deck and paved driveway. The property offers substantially more usable space than the main level square footage suggests. The finished walkout basement includes approximately 450 SF of heated/cooled space with a fully updated bath,kitchenette,windows, LVP.walk out exterior and private concrete patio. Upstairs provides approximately 420 additional SF with two large finished rooms and storage, offering excellent flexibility and potential for future enhancement. The upstairs square footage is not included and only lacks permanite heat to be included. Additional features include vinyl siding and mostly new vinyl windows installed around 2020, architectural shingle roof, heat pump,private well, septic, and multiple sheds. A peaceful setting, usable acreage and substantial road frontage make this an attractive opportunity for both homeowners and investors.

399 Frays Mountain Road, Earleysville
$675,000
4 Beds ⋅ 3 Baths ⋅ CVR-2625394 MLS
Waterfront Living at its Finest!! Nestled along the tranquil shores of Horn Harbor and the Great Wicomico River, this stunning 4-bedroom, 2.5 bathy log home offers the perfect blend of coastal charm, comfort, and recreation. Set on a generous 0.84-acre lot, the property features breathtaking water views, a private pier with 10+feet of mean low water depth- ideal for sailboats and boating enthusiasts-and expansive outdoor spaces designed for entertaining and relaxation . Inside, you'll find over 2,400 square feet of warm and inviting living space, highlighted by beautiful wood finishes, open-beam architectural details, and panoramic waterfront vistas. Not to mention the two propane fireplaces and a two-car garage with storage loft. Home has several security cameras. Whether you're searching for a full-time residence, a luxurious weekend retreat, or an income-producing vacation rental, this home offers exceptional versatility and proven Airbnb potential. Located in a desirable waterfront community, you'll enjoy a short stroll to a popular waterfront restaurant while still savoring the privacy and serenity of riverfront living. With stunning views from the deck, easy access to the Chesapeake Bay waterways, and high-speed internet available, this property perfectly balances modern convenience with a relaxed coastal lifestyle. JUST REDUCED PRICE!!!

97 Overlook Lane, Burgess
$785,950
3 Beds ⋅ 3 Baths ⋅ CVR-2625310 MLS
Welcome to the Tiffany II, a two-story home built for comfort and easy everyday living. At 2,984 sq ft with 3 to 4 bedrooms, 2 to 4 baths, and a 2-car garage, this plan offers space to spread out and make your own. The main floor is the heart of the home, with an inviting kitchen that opens to the family and morning rooms, all filled with natural light. A first-floor primary suite with two generous walk-in closets offers ease and privacy, while a first-floor study provides a quiet space to work or unwind. A spacious covered porch and first-floor laundry round out the main level, along with a lavish kitchen featuring a walk-in pantry. Upstairs, a versatile loft and additional bedrooms provide room to spread out or host guests, including a guest bedroom with access to a full bath. Set in Lake Margaret at The Highlands, a golf course community known for its resort-style perks, think lakefront pools, tennis courts, championship golf, scenic trails, a neighborhood playground, and easy access to both Lake Margaret and The Highlands Lake for fishing, kayaking, and paddling. Grab a bite nearby at The Reserve at The Highlands, right in the community. October move-in!

8118 Clancy Court, Chesterfield
$674,990
5 Beds ⋅ 3 Baths ⋅ 10653918 MLS
Come see why families are calling Patriots Ridge home! The Hudson single-family home fits the way you live. Flex space can be used as a playroom, a library and more. Gather in the spacious family room, which flows into the dining room and gourmet kitchen, separated by a convenient breakfast bar. Off the 2-car garage, a family entry controls clutter, while a quiet study is tucked away. Upstairs, 3 bedrooms offer abundant closet space and a full bath provides privacy. Your luxurious owner's bath will stun with its double bowl vanity and huge closet. Come home to The Hudson.

212 Tinker Street, South Chesapeake
$1,790,000
5 Beds ⋅ 4 Baths ⋅ CVR-2625229 MLS
17 Quail Run is beautifully situated on a quiet cul-de-sac street with the Manakin course of Hermitage Country Club at it's back. Overlooking the third hole, this elegant home was custom built by Steve Harmon in 1995 and has been impeccably maintained by its original owner. Boasting a brick and dryvit exterior, paver terrace and composite decking, this home has a very low maintenance exterior, keeping it on par with the newest built homes. As you enter, the foyer opens to the formal dining room and living room with beautiful hard wood floors and sweeping golf course views. Remodeled in 2017, the kitchen is perfect for entertaining with a large center island, Wolf range, custom cabinetry and high-end appliances. The sunroom opens to the incredible screened porch where a fireplace and propane heaters make this a popular spot to watch football. The two-tiered terrace overlooking the golf course gives even more entertainment options! Added in 2006, the private first-floor in-law or guest suite functions as a home within the home. Truly the perfect setup for aging parents, adult children, au pair or even as a first-floor primary suite. This wing offers a living room with custom built-ins and fireplace, kitchenette, dining area, spacious bedroom, full bath, walk-in closet and private entrance. Three additional bedrooms complete the first floor, including two connected by a Jack-and-Jill bath and a third with direct bath access. Upstairs, the impressive primary suite features vaulted ceilings, gas fireplace, dual walk-in closets, atrium and private balcony. The exceptional primary bath was updated in 2020. An adjoining flex room with custom built-ins offers the perfect setting for a home gym, office, or private lounge. Additional highlights: plantation shutters in most rooms, conditioned and encapsulated crawl space, four-zone HVAC, whole-house generator, underground propane tank, water-filtration system, and rear irrigation. Fresh paint, new carpet, and epoxy garage floor were completed in 2026.

17 Quail Run Drive, Manakin Sabot
$449,900
4 Beds ⋅ 2 Baths ⋅ 10652761 MLS
This beautifully updated 4-bedroom, 2-full-bath rancher offers modern single-level living at its absolute finest, starting with the exceptional curb appeal of its elegant half-moon paved driveway. Inside, the fully renovated interior boasts a bright, open floor plan featuring contemporary finishes, an amazing kitchen with modern appliances, and two completely updated full baths with sleek fixtures. The true highlight is the light-filled sunroom retreat, providing the perfect space for morning coffee or a peaceful second living area. With four generous bedrooms offering ample space for family, guests, or a home office, this turnkey property seamlessly blends classic charm with premium upgrades, leaving nothing left to do but move right in.

128 Davis Drive, James City Co Lower
$264,990
3 Beds ⋅ 2 Baths ⋅ 10653913 MLS
Discover a great opportunity in Colonial Village with the Rosewood floorplan. Conveniently located near downtown Edenton, NC. This new ranch-style home offers comfortable one-level living and features a 2-car attached garage for added functionality. A well-designed layout provides everyday ease and flexibility, making this homesite an excellent choice in a desirable community.

107 Middlesbrough Lane, Chowan County NC
$234,990
3 Beds ⋅ 2 Baths ⋅ 10653912 MLS
Welcome to The Ashgrove, a thoughtfully designed ranch home offering easy one-level living in the Colonial Village community—just minutes from historic downtown Edenton. This 3-bedroom, 2-bath home features an open-concept with a centrally located kitchen with island that flows seamlessly into the living area. Two secondary bedrooms and a full bath sit near the front of the home, great for guests, family, or a home office, while the private owner’s suite includes a spacious bath and large closet. A 1-car attached garage adds everyday convenience, and Energy Star construction supports comfort and efficiency. Colonial Village offers small-town charm with big convenience, located minutes from shopping, restaurants, Edenton-Chowan schools, and direct access to U.S. Route 17 and NC Route 32. Favorable local property taxes help keep monthly payments more manageable. Backed by Ryan Homes’ trusted reputation, enjoy a smooth, confidence-inspiring homebuying experience from start to finish.

103 Middlesbrough Lane, Chowan County NC
$210,000
2 Beds ⋅ 2.1 Baths ⋅ 10653730 MLS
Freshly updated and move-in ready! This spacious 2-bedroom, 2.5-bath condo offers comfortable, low-maintenance living in a convenient Portsmouth location. Recent improvements include fresh interior paint, new carpet, and new LVP flooring, giving the home a clean, updated feel throughout. The kitchen features stainless steel appliances, while the open living and dining area offers great natural light and access to private outdoor space, great for relaxing or entertaining. A brand-new TV mounted over the fireplace conveys with the home. The half bath features a new vanity, and the upstairs hall bath has a new toilet. The primary bedroom includes an ensuite bath, while the second bedroom offers flexible space for guest, a home office, or additional living space. A great opportunity for a first-time homebuyer or downsizer looking for an updated home with easy, low-maintenance living.

3807 Banister River Reach Unit D, Northwest Portsmouth
$234,990
2 Beds ⋅ 2.1 Baths ⋅ 10653909 MLS
Experience charming cottage-style living in The Parker, a 2-story home designed for buyers who value character, efficiency, and proximity to downtown Edenton. This home features an open-concept main level to entertain, with a bright kitchen and inviting living space. Upstairs, two bedroom suites provide separation and convenience, each with access to its own bath. Energy Star construction and a gas tankless water heater support efficient living, while driveway parking and a detached golf-cart garage enhance the coastal lifestyle. Colonial Village offers small-town charm with big convenience, minutes from shopping, restaurants, Edenton-Chowan schools, and direct access to U.S. Route 17 and NC Route 32 for easy travel to Elizabeth City and Chesapeake. Favorable local property taxes help keep overall monthly ownership costs more manageable. With Ryan Homes, buyers enjoy a proven building process, quality craftsmanship, and personalized guidance every step of the way.

106 Belvedere Lane, Chowan County NC
$99,500
2 Beds ⋅ 1 Baths ⋅ CVR-2625304 MLS
Investor Special- This rancher is minutes from downtown Petersburg, the YMCA, and has a convenient location to the interstate! Inside, you'll find hardwood floors, and an abundance of potential. With two bedrooms, a dining room (with a closet), and a kitchen that is essentially a blank canvas- this home is ready for your vision! This home will NOT qualify for traditional financing. Property was inherited, and the depth of work needed is unknown. Windows, are all in need of replacement. There is a hole in the hallway underneath the water heater that goes into the crawlspace. There may be some water damage in various areas. Showings begin Tuesday, September 22nd.

834 Miller Street, Petersburg
$649,000
5 Beds ⋅ 5 Baths ⋅ CVR-2625385 MLS
What a property! Come take a look at this one! Beautiful 3,260 square foot rancher on 5 acres in Prince George County! This property has lots to offer! In-Law suite with separate entrance and handicap ramp! Large attached garage, large detached garage AND 2 different carports! Paved parking and driveway with dual entrances on Birdsong Rd! Roof is less than two years old (replaced Oct. 2024). Screened in porch and fenced in back yard! Bonus room upstairs could be used as a 6th bedroom! Sale contingent on Seller finding suitable housing.

721 Birdsong Road, South Prince George
$234,990
2 Beds ⋅ 2.1 Baths ⋅ 10653908 MLS
Experience charming cottage-style living in The Parker, a 2-story home designed for buyers who value character, efficiency, and proximity to downtown Edenton. This home features an open-concept main level to entertain, with a bright kitchen and inviting living space. Upstairs, two bedroom suites provide separation and convenience, each with access to its own bath. Energy Star construction and a gas tankless water heater support efficient living, while driveway parking and a detached golf-cart garage enhance the coastal lifestyle. Colonial Village offers small-town charm with big convenience, minutes from shopping, restaurants, Edenton-Chowan schools, and direct access to U.S. Route 17 and NC Route 32 for easy travel to Elizabeth City and Chesapeake. Favorable local property taxes help keep overall monthly ownership costs more manageable. With Ryan Homes, buyers enjoy a proven building process, quality craftsmanship, and personalized guidance every step of the way.

104 Pendleton Trace, Chowan County NC
$2
10653907 MLS
Office space in professional office building in Newport News. Office is approx 225 sqft. Includes: utilities, cleaning service 2 times/week, Wi-Fi, shared conference room, general insurance on second level.

11825 Rock Landing, Newport News Denbigh South

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.